If you are considering LASIK surgery, you may be wondering what financing options are available to you. Since LASIK costs several thousand dollars per eye, it can be a major financial decision. Here are some tips on LASIK financing:
- Commercial credit companies. These include Care Credit, AccessOne and others; they offer financing for medical costs. The terms of medical care financing can vary so be sure to study the terms carefully and find out what your payments will be. If it’s not affordable, wait until it is or save and pay cash. You don’t want to be stressed about paying for LASIK.
- Flexible Spending Accounts (FSA). With an FSA, you are able to use pre-tax income to pay for medical expenses. Check with your employer and see if this option is available.
- Health Savings Account (HSA). Also a great option for eligible medical expenses, the health saving account combines high-deductible health insurance with a savings account.
LASIK is considered a tax-deductible medical expense if certain conditions apply. See your accountant for information. For more information about LASIK, please contact Harvard Eye Associates in San Clemente at PHONE or harvardeye.com to schedule a consultation.