With the average cost of LASIK being more than $2,000 per eye in the U.S. and the procedure not being covered by most insurance plans, you might feel that laser vision correction is beyond your financial means. Thankfully, there are a number of LASIK financing options available to make LASIK affordable for people who cannot pay the full price of the procedure up front. Monthly payments for LASIK surgery using a financing plan can be less than $200 per month.
Paying for LASIK Through Finance Companies
Today it’s commonplace to arrange monthly payments for a variety of health-related procedures, including LASIK!
First, you should make sure the LASIK surgeon you plan to use approves of the financing company. This is because not all LASIK surgeons will work with all financing companies, so confirm with your surgeon before you apply for a loan.
Companies that provide LASIK financing usually offer a range of plans in which you can complete payments within three months, or extend monthly payments for as long as five years. Some companies allow you to spread out payments over time without incurring any extra cost.
Some short-term payment plans charge no interest at all. For longer term payments, interest rates can vary greatly and range as high as 22.99 percent. A deposit also may be required. Interest rates and deposits depend on personal credit ratings and the LASIK financing company used.
How to Apply for LASIK Financing
Applying for credit from a LASIK financing company usually is quick, easy and similar to obtaining other traditional loans. Many LASIK surgeons offer LASIK financing directly through major companies, making the process simple for you.
How much does LASIK cost?
We want to help all our patients experience a life free from the hassle of glasses and contacts. During your free LASIK consultation in San Clemente, your surgeon will perform a series of vision tests and ask you questions about your vision and lifestyle in order to provide you with a customized treatment plan and price to best correct your unique vision correction needs. To learn more about LASIK financing or schedule your consultation, contact Harvard Eye Associates at 949-951-2020 or harvardeye.com.