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Individuals can now use tax-free Flex Spending
Accounts to get reimbursed for eligible medical expenses. A Flexible
Spending Account or (FSA), (also called Flex Plan, Reimbursement
Account, Cafeteria Plan, Flex 125, Tax Saving Plan, Medical Spending
Account), is an employer-sponsored benefit that allows employees
to pay for eligible medical expenses using pre-tax dollars. If employees
expect to incur medical expenses that won't be reimbursed by their
health insurance plan, a Flexible
Spending Account is for them.
Click here to learn more about Flex Spending.
Harvard Eye Associates are in-network providers for literally dozens of health and vision insurance plans. To find out whether we are providers with your insurance, please contact us in advance of your appointment. We provide complimentary insurance billing and will help you obtain prior authorization for covered procedures which require this process. Under many circumstances, insurance companies consider LASIK, Botox, Restylane, Eyelid Rejuvenation and some other procedures to be non-covered services. As each case is unique, we encourage you to learn about your own plan's offerings, and we will assist you in determining your coverage where possible.
Most out-of-pocket procedures like laser vision correction, CrystaLens, Botox, Restylane, and Eyelid Rejuvenation have a single fee that includes all post-operative visits during the routine follow-up period. Payment arrangements must be made at least seven days prior to the procedure.
Harvard Eye Associates accepts cash, check, money order, VISA, MasterCard, and Discover. We do not accept American Express. We encourage you to contact us with any questions you may have.
As a service to our patients, we are pleased to offer the CareCredit Card, North America's leading patient payment program. Care Credit is an independent credit company offering flexible payment programs specifically designed for healthcare expenses. CareCredit lets you begin your eye care immediately—then pay for it over time with low monthly payments that are easy to fit into your monthly budget, conveniently pay with low, monthly payments. CareCredit offers a full range of No Interest and Extended Payment Plans for treatment fees from $1 and up. Apply now!
No Interest Payment Plans
3, 6, & 12
month plan options.
No interest if the balance is paid within the specified time period.
Low minimum monthly payments.
Extended Payment Plans
24, 36, &
48 month plan options.
For procedures from $1,000 and up.
11.90% interest rate
Monthly payments as low as $25 on a $1,000 balance.
With CareCredit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply each time. Apply now! It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds!
Why Sign Up for a Flex Spending Account (FSA)?
Flexible Spending Accounts (FSA) save you money by reducing your taxes. The contributions you make to a Flexible Spending Account are deducted from your paycheck before tax. This decreases your taxable income and increases your spendable income.
Important: Use it or Lose it!
If the amount you have elected for your FSA plan year is more than your actual expenses, you will have to forfeit the overage of funds you set aside. The excess amounts cannot be carried over to the following year nor can your employer return any money remaining in your FSA to you.
Talk to your employer about FSA today!
Around 90 percent of US employees work for companies who offer a Flexible Spending Account, but only about 18% of the US workforce takes advantage of this program, due to the fact most don't realize their Flexible Spending Account even exists. Ask your human resource director about open enrollment and the details about Flex Spending.
As always, Harvard Eye is first and foremost concerned about what is best for each individual patient. Call us today for your personalized consultation!
Harvard Eye Associates
Laguna Hills Office
Map and Directions
24401 Calle de la Louisa
Laguna Hills, California 92653
Harvard Eye Associates
San Clemente Office
Map and Directions
665 Camino de los Mares
San Clemente, California 92673
The eye doctors of Harvard Eye Associates perform advanced technology diagnostic testing and treatment, as well as taking the time necessary to provide each patient with information needed to fully understand his or her condition and to achieve the best possible visual outcome.
If you or a family member or friend have not had a recent routine eye examination, have a specific eye condition that needs addressing, or are looking for an eye specialist, second opinion, or professional eye consultant please take a moment to Request an Appointment.
New techniques or improvements in a current technique are occasionally introduced to the medical world.
Harvard Eye Associates is a FDA clinical research study center for emerging technology. This great honor makes it possible for us to offer qualifying patients access to advancements in eye care not yet available to the general public.
Click below to see how you may benefit.
If you have questions about your eyes, Harvard Eye Associates is here with the information you need.
We've dedicated sections of our website expressly to list of Frequently Asked Questions and Answers, covering LASIK, cataract surgery, glaucoma, macular degeneration, dry eyes and more, plus an online form where you may submit questions directly to an eye doctor.
Please click below to have your questions about vision answered.
Internationally regarded as the go-to specialist in eye care, Harvard Eye offers a combined experience of over 100 years and over 100,000 surgical procedures. The doctors of Harvard Eye Associates have treated virtually every known eye condition there is, plus a few previously unknown.
Whether you or a loved one are having a first eye exam, a repeat eye exam, or are seeing a new eye doctor at Harvard Eye for the first time, there are a number of routine questions you can expect.
Your answers to these questions during eye exams are anything but routine for your eye doctor, so you may want to arrive prepared.
Read testimonials and watch videos of actual Harvard Eye Associates patients who have benefited from our professionalism, dedication, and commitment to high quality patient care.
Our offices provide patients with all eye care needs from routine eye exams to complex surgical procedures.
We are both proud and grateful that our patients have chosen to trust their vision with Harvard Eye!
Volunteer work is extremely important to Harvard Eye Associates. Twice yearly, we travel the world to teach and perform surgery to people who have no other resources, and have raised hundreds of thousands of dollars to providing medical training and supplies to developing countries.